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Once the lender has received all of the required documentation, they will process the surrender and cancel your car loan. Quick Answer: What Happens When Titlemax Repos Your Car All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners. How to build credit with no credit history, How to remove fraud from your credit report. The loans use your car, truck, motorcycle, or other vehicle as collateral. A title loan enables you to acquire the cash you need based on the value of your car or motorcycle. This article has been viewed 67,190 times. A Debt Management Plan: Is It Right for You? These loans are based on your cars value, not a credit check, so you dont have to go through a traditional loan approval process to get one. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/a\/ac\/Get-a-Title-Back-From-a-Title-Loan-Company-Step-1-Version-2.jpg\/v4-460px-Get-a-Title-Back-From-a-Title-Loan-Company-Step-1-Version-2.jpg","bigUrl":"\/images\/thumb\/a\/ac\/Get-a-Title-Back-From-a-Title-Loan-Company-Step-1-Version-2.jpg\/aid1410081-v4-728px-Get-a-Title-Back-From-a-Title-Loan-Company-Step-1-Version-2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"